Table 5. Regression results

	Economic risk		Organisational risk		Social risk		Technical risk
	Coef.	p-value	Coef.	p-value	Coef.	p-value	Coef.	p-value
Gender (male=1)	0.19**	0.001	0.07	0.217	–0.16**	0.005	0.05	0.562
Age group (base: 25–30)
31–35	–0.10	0.226	–0.03	0.709	0.12	0.138	–0.00	0.981
36–40	–0.11	0.168	–0.22**	0.008	–0.20*	0.015	–0.20	0.074
41+	0.13	0.100	–0.01	0.882	–0.18*	0.022	0.23*	0.040
Education (base: high school)
Bachelors	–0.03	0.750	–0.00	0.975	–0.08	0.407	–0.25	0.067
Postgraduate	–0.00	0.997	–0.00	0.986	–0.23*	0.023	–0.14	0.312
Intercept	2.56**	0.000	2.72**	0.000	2.51**	0.000	2.92**	0.000
R-squared (Adj R-sq)	0.04	0.026	0.02	0.007	0.06	0.051	0.03	0.020
F-statistic (p-value)	4.06**	0.0005	1.77	0.1031	7.12**	0.0000	3.27**	0.0035

Higher domain scores indicate “lower” perceived risk.
Coefficients represent net effects relative to the reference groups: female for gender, 25–30 for age and high school for education.
p<0.05,
p<0.01 (two-tailed).
Adj R-sq, adjusted R-squared; Coef., coefficient.